Insurance companies consider a number of factors while calculating monthly premiums. Risk is perhaps the most prominent of them, and the lower the security risk at your home or place of business, the lower your insurance costs. Here are a number of ways you can beef up security at home, ensuring the safety of your family and effectively reducing your monthly premiums:
Install a comprehensive home security system
According to a report by the insurance information institute, homeowners stand to reduce their home insurance costs by up to 20% if they have an extensive security system installed. A CCTV monitoring system, a functional alarm system, and motion detectors are some of the ways you can shore up your home security system.
Hire professional security guards
As good as a home security system is, however, it has its limitations. While the cameras will capture an image of the intruders, it may not be enough to stop them from carrying out their nefarious plans. The presence of armed security guards will further act as a deterrent to potential intruders.
Furthermore, combining an extensive home security system with a personal security guard increases the level of security at your home. This further reduces risk, and consequently, your insurance costs.
Setting aside insurance costs for a while, think about the effect that, say, a robbery attack will have on your home. You and your family are put in real danger, your valuables are carted away, and your kids, scarred for life. And it’s not as unlikely as you think; according to an FBI report, there were 7.7 million property crimes in the US in 2017 alone.
To discuss how you can improve security in your home, contact Western Eagle Security, we have been securing homes and business location in the Houston Area for almost 2 decades. Call 281-496-6800 for any inquiries or to make an appointment.